Visa Credit Card

All Home Bank Credit Cards Feature:

• Great Purchase Rates
• 24/7 Online Account Management
• Security Alerts
• CardValet®
• Auto Payments
• Digital Wallets:
  Apple Pay®, Google PayTM, Samsung Pay®

Safe Spending - Card Fraud Alerts

In the past, when suspicious transactions occurred, we’d let you know with a phone call. 
Now you’ll be notified via text message.

How Does It Work?

Our fraud monitoring network watches for suspicious or unusual transactions.

If a suspicious transaction appears on your card, you'll receive a text from code 37268 asking you to confirm if the activity is legitimate.

Text back to confirm or deny the transaction.

If confirmed as legitimate, the charge will proceed as usual. If the activity is marked as fraud, your card will be blocked, preventing further fraudulent charges.

Users can opt out of this service by texting the word "STOP" as a reply.

We know everyone wants something different from a credit card. That's why we offer three options to fit your lifestyle.

Classic

This unsecured VISA® credit card's simplicity and flexibility make it a popular choice.

Traditional Secured

Apply and provide a security deposit, then use your card responsibly to help build the credit you need.

Platinum Rewards

With your Home Bank VISA Platinum Rewards card, you get all the the benefits of a VISA card, plus earn a uChoose Rewards® point for every $1 spent in store or onine.

uChoose Rewards®

These points can redeemed for well, just about anything—it’s your choice! Choose from thousands of options—whether it’s products, gift cards, travel experiences, activities, event tickets—a vast online rewards catalog filled with practically unlimited options awaits you. uChoose Rewards® points can be redeemed for cash back, gift cards, merchandise and travel by visiting uchooserewards.com. You can also redeem your points using the convenient UChoose Rewards Mobile App.

You can apply for a VISA card at any Home Bank location. Ask a banker for current rate information.