As a business owner, you are likely aware of risks associated with payment fraud. Our Check Positive Pay and ACH Positive Pay services reduce your fraud risk with check and ACH transactions, giving you peace of mind so you can focus on what's most important — running and growing your business.
Positive Pay Details
Positive Pay allows you to save time with simple, secure check payments.
- Pre-approved Vendors - Only pre-approved checks clear your account.
- Additional Check Security - Each check must match three factors to pass through our secure system.
- Notifications – Our helpful system generated email reminders notify you to review exceptions only.
- Activity Screening – Our system will detect and flag suspicious check activity early to reduce risk of financial loss.
ACH Positive Pay Details
ACH Positive Pay makes it easy to safeguard and review your ACH transactions.
- Reduced Fraud Risk – Only transactions from preauthorized ACH originators are automatically accepted for payment. You can also review ACH items before they post to your account.
- Convenient Decisioning – Transactions that do not meet acceptable criteria are sent to Business Online for review and approval or for return.
- Authorization Rules – New vendor transactions can be quickly screened to create rules for future transactions.
- Notifications – System generated emails can be sent to multiple users for exceptions or to remind them when the decision cut-off is approaching.
