Commercial Checking
This world-class business analysis checking account can handle any workload. Get low fees, optional online banking and an earnings credit to reduce or eliminate those fees.
Details
- $100 minimum deposit to open
- Non-interest bearing
- Low per-transaction fees
- $10 monthly service charge
- Earnings credit may offset fees*
- Negative collected balance fee: Prime + 3
- Free online banking
- Online bill pay available
- Free eStatements
- Visa® business debit card available
- Overdraft protection available
- Additional business services available
Fees
Transaction Fees:
- 15¢ per check written
- 10¢ per item deposited
- 15¢ per ACH debit
- 15¢ per ACH credit
- $5 per returned deposit item
- 25¢ per deposit/credit
- Coin and currency handling: 75¢ per $1,000
Other Fees:
*The earnings credit rate is set based on the average collected balance for the statement period. This rate is then applied to the average collected balance (less Federal Reserve Requirement of $10 per $100.) The higher the collected balances maintained, the higher the earnings credit rate. Home Bank reserves the right to change the earnings credit rate at any time. Earnings credit does not constitute and interest payment and is not carried over from month to month.