Compare Our Business Checking Accounts
Small Business Checking
Learn MoreInterest Paid
Non-interest bearing
Monthly Service Charge
None
Transaction Fees
200 free transactions2 per month; 40¢ per transaction thereafter
Other Information
Visa® business debit card, overdraft protection, and additional business services available.
Business Analyzed Checking
Learn MoreInterest Paid
Non-interest bearing
Monthly Service Charge
None
Transaction Fees
200 free transactions2 per month; 40¢ per transaction thereafter
Earnings credit may offset fees.1
Other Information
Visa® business debit card, overdraft protection, and additional business services available.
Commercial Checking
Learn MoreInterest Paid
Non-interest bearing
Monthly Service Charge
$10
Earnings credit may offset fees.1
Transaction Fees
15¢ per check written
10¢ per item deposited
15¢ per ACH debit
15¢ per ACH credit
25¢ per deposit/credit
75¢ per 1,000 deposited cash
Other Information
Visa® business debit card, overdraft protection, and additional business services available.
Not-For-Profit Checking
Learn MoreInterest Paid
Non-interest bearing
Monthly Service Charge
$5
(Waived by maintaining a min balance of $250 every day of the statement cycle.)
Transaction Fees
Unlimited deposits
25 free checks per month; 20¢ per check thereafter
Other Information
Visa® business debit card, overdraft protection, and additional business services available.
Not-For-Profit Interest Checking
Learn MoreInterest Paid
Yes, on balances of $700 or more. See rate sheet for current rates.
Monthly Service Charge
$5
(Waived by maintaining a min balance of $700 every day of the statement cycle.)
Transaction Fees
Unlimited check writing with no per-check charges.
Other Information
Minimum balance of $700 required daily during the statement cycle to maintain the prevailing annual percentage yield.
Visa® business debit card, overdraft protection, and additional business services available.
IOLTA
Learn MoreInterest Paid
Yes, see rate sheet for current rates.
(Earnings sent to your state’s applicable state bar foundation.)
Monthly Service Charge
None
Transaction Fees
Unlimited checking with no per-check fees.
No fee for items deposited or ACH debit or credit fees.
Other Information
Satisfies regulatory requirements.
Additional business services available.
1 The earnings credit rate is set based on the average collected balance for the statement period. This rate is then applied to the average collected balance (less Federal Reserve Requirement of $10 per $100.) The higher the collected balances maintained, the higher the earnings credit rate. Home Bank reserves the right to change the earnings credit rate at any time. Earnings credit does not constitute an interest payment and is not carried over from month to month. The earnings credit over and above monthly analysis charges are not subject to credit back. The earnings credit rate and analysis charge schedule are available upon request. Any negative collected balance is collected at Prime + 3%.
2 Transaction are defined as credits, debits and deposited items.