Compare Our Personal Savings Accounts
Money Market
Learn MoreMinimum Deposit To Open
$5,000
Interest Paid
Earn additional interest when you have a consumer checking account1 with us with a $5,000 balance at end of day prior to statement cycle.
Monthly Service Charge
$15
Minimum Balance To Avoid Monthly Service Charge
$5,000 every day of statement cycle
Transaction Limitations & Fees
An excess transaction fee of $10.00 will be imposed for each debit over six (6) per monthly statement cycle.
UTMA Eligible
No
Statement Savings
Learn MoreMinimum Deposit To Open
$50
Interest Paid
N/A
Monthly Service Charge
$3
(Waived if minor account2)
Minimum Balance To Avoid Monthly Service Charge
$250 every day of statement cycle
Transaction Limitations & Fees
An excess transaction fee of $3.00 will be imposed for each debit over five (5) per monthly statement cycle.
UTMA Eligible
Yes
Christmas Club Account
Learn MoreMinimum Deposit To Open
$10
Interest Paid
N/A
Monthly Service Charge
None
Minimum Balance To Avoid Monthly Service Charge
N/A
Transaction Limitations & Fees
See below3
UTMA Eligible
No
Health Savings Account (HSA)
Learn MoreMinimum Deposit To Open
$50
Interest Paid
N/A
Monthly Service Charge
No monthly fee $25 one-time enrollment fee
Minimum Balance To Avoid Monthly Service Charge
N/A
Transaction Limitations & Fees
Withdrawals for qualified medical expenses only per IRS guidelines
UTMA Eligible
No
Health Savings Account (HSA): This is a tax advantage account for individuals or a family, used to offset healthcare expenses. Refer to your tax or financial advisor for details about whether or not you qualify for this account.
1 Other consumer account relationships for this section are based upon the Taxpayer Identification Number of the owner of this account. Additional account relationships are included when the owner of the account has an owner, owner/signer, or joint owner relationship on related accounts. Relationships exclude “Construction Checking” Accounts.
2 A minor is anyone under age 18 in Louisiana, Mississippi and Texas.
3 A payment of all funds available in the account will be automatically sent to you in October each year your account is open. You may choose to receive these funds by transfer to another Home Bank account or to an external linked account. The payout period is generally on October 15th, in time to cover holiday expenses, but the actual date may vary. You may not make any withdrawals from your account outside of the normal payout period mentioned above. If you withdraw your funds prior to the payout period, your account will be closed and subject to the account closure fee of $25.00.